21923 Myrtlewood SqSterlingVA20164
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 21923 Myrtlewood Sq, Sterling, VA, 20164 in Sterling at $525,000 earns $3,210/mo in rent and nets $72/mo after the $2,361/mo payment, a 7.34% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $145,048 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $4,835/yr in principal paydown, total projected return reaches $203,224.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $72 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,210 |
| Total Monthly Debt Service | $2,929 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20164, Sterling, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,546 (100%) |
| Owner Occupied HU | 10,314 (76.1%) |
| Renter Occupied HU | 2,983 (22.0%) |
| Vacant Housing Units | 249 ( 1.8%) |
| Median Home Value | $598,091 |
| Average Home Value | $678,998 |
Housing Distribution
Address Breakdown
Residential
12,892
Single Family
11,843
Multi-Family
1,049
Businesses
889
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20164, Sterling, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,546 (100%) |
| Owner Occupied HU | 10,314 (76.1%) |
| Renter Occupied HU | 2,983 (22.0%) |
| Vacant Housing Units | 249 ( 1.8%) |
| Median Home Value | $598,091 |
| Average Home Value | $678,998 |
Housing Distribution
Address Breakdown
Residential
12,892
Single Family
11,843
Multi-Family
1,049
Businesses
889
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices