219 SHEPHERDS CROOKHelotesTX78023
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderA DSCR of 1.52 makes 219 SHEPHERDS CROOK, Helotes, TX, 78023 in Helotes one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 7.91%. The 7.91% yield, 5% annual appreciation ($207,211 over five years), and $6,908/yr in principal reduction project a total cumulative return of $267,136.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $(500) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,111 |
| Total Monthly Debt Service | $5,135 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1.18 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78023, Helotes, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,892 (100%) |
| Owner Occupied HU | 8,764 (80.5%) |
| Renter Occupied HU | 1,676 (15.4%) |
| Vacant Housing Units | 452 ( 4.1%) |
| Median Home Value | $417,994 |
| Average Home Value | $464,820 |
Housing Distribution
Address Breakdown
Residential
10,523
Single Family
10,211
Multi-Family
312
Businesses
994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1.18 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78023, Helotes, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,892 (100%) |
| Owner Occupied HU | 8,764 (80.5%) |
| Renter Occupied HU | 1,676 (15.4%) |
| Vacant Housing Units | 452 ( 4.1%) |
| Median Home Value | $417,994 |
| Average Home Value | $464,820 |
Housing Distribution
Address Breakdown
Residential
10,523
Single Family
10,211
Multi-Family
312
Businesses
994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Daniell • Century 21 Scott Myers, REALTORS
Mls Name: SABOR
Mls Provider:
Mls ID: #1832077
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.