219 Route 9jStuyvesantNY12173
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Stuyvesant rentals match the income profile of 219 Route 9j, Stuyvesant, NY, 12173. Listed at $225,000, gross rent is $6,122/mo and net cash flow is $4,620/mo, a 32.65% yield well above national averages. DSCR 6.05 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $62,163 by year five with $2,072/yr in annual principal reduction, projecting $383,052 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 32.7% | 6.2% |
| Monthly Cash Flow | $4,620 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,122 |
| Total Monthly Debt Service | $1,413 |
| DSCR Ratio | 4.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12173, Stuyvesant, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 926 (100%) |
| Owner Occupied HU | 648 (70.0%) |
| Renter Occupied HU | 166 (17.9%) |
| Vacant Housing Units | 112 (12.1%) |
| Median Home Value | $274,737 |
| Average Home Value | $345,008 |
Housing Distribution
Address Breakdown
Residential
699
Single Family
699
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12173, Stuyvesant, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 926 (100%) |
| Owner Occupied HU | 648 (70.0%) |
| Renter Occupied HU | 166 (17.9%) |
| Vacant Housing Units | 112 (12.1%) |
| Median Home Value | $274,737 |
| Average Home Value | $345,008 |
Housing Distribution
Address Breakdown
Residential
699
Single Family
699
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices