21824 Crestline RdPalomar MountainCA92060
INVESTMENT ANALYSIS
Investment Verdict
Solid Income21824 Crestline Rd, Palomar Mountain, CA, 92060 in Palomar Mountain is a solid income-producing rental, 8.32% gross yield, $2,246/mo rent, $242/mo net cash flow on a $324,000 buy. DSCR 1.54 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $89,515 and $2,984/yr in principal reduction project a total cumulative return of $138,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.2% |
| Monthly Cash Flow | $242 | $1,200 |
City averages based on Palomar Mountain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,246 |
| Total Monthly Debt Service | $1,875 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92060, Palomar Mountain, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 44 (100%) |
| Owner Occupied HU | 16 (36.4%) |
| Renter Occupied HU | 11 (25.0%) |
| Vacant Housing Units | 17 (38.6%) |
| Median Home Value | $607,143 |
| Average Home Value | $855,938 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92060, Palomar Mountain, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 44 (100%) |
| Owner Occupied HU | 16 (36.4%) |
| Renter Occupied HU | 11 (25.0%) |
| Vacant Housing Units | 17 (38.6%) |
| Median Home Value | $607,143 |
| Average Home Value | $855,938 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ian L Worthington • eXp Realty of California, Inc.
Mls Name: SDMLS
Mls ID: #250040729