21818 Pioneer RdHinkleyCA92347
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 21818 Pioneer Rd, Hinkley, CA, 92347 in Hinkley hard to pass up. The 28.7% gross yield on a $130,000 purchase results in $3,109/mo in rent and $2,305/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (5.31). Annual cash flow of $27,660, five-year appreciation of $35,917, and $1,197/yr in equity build-up combine for a projected total cumulative return of $197,633.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.7% | 9.0% |
| Monthly Cash Flow | $2,305 | $1,200 |
City averages based on Hinkley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,109 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 4.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
2.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92347, Hinkley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 382 (100%) |
| Owner Occupied HU | 156 (40.8%) |
| Renter Occupied HU | 137 (35.9%) |
| Vacant Housing Units | 89 (23.3%) |
| Median Home Value | $92,667 |
| Average Home Value | $250,561 |
Housing Distribution
Address Breakdown
Residential
267
Single Family
267
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
2.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92347, Hinkley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 382 (100%) |
| Owner Occupied HU | 156 (40.8%) |
| Renter Occupied HU | 137 (35.9%) |
| Vacant Housing Units | 89 (23.3%) |
| Median Home Value | $92,667 |
| Average Home Value | $250,561 |
Housing Distribution
Address Breakdown
Residential
267
Single Family
267
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices