218 Willowton LnHephzibahGA30815
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 218 Willowton Ln, Hephzibah, GA, 30815 in Hephzibah. At $225,200 it earns $1,850/mo in rent and distributes $480/mo to the owner after the $1,013/mo payment, a consistent 9.86% yield. DSCR 1.83 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $62,219 in value; $2,074/yr in principal paydown compounds ownership stake. Total projected return: $116,142.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 7.0% |
| Monthly Cash Flow | $480 | $350 |
City averages based on Hephzibah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,850 |
| Total Monthly Debt Service | $1,281 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30815, Hephzibah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 10,842 (68.4%) |
| Renter Occupied HU | 3,822 (24.1%) |
| Vacant Housing Units | 1,191 ( 7.5%) |
| Median Home Value | $222,576 |
| Average Home Value | $235,703 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
16,109
Multi-Family
114
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30815, Hephzibah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 10,842 (68.4%) |
| Renter Occupied HU | 3,822 (24.1%) |
| Vacant Housing Units | 1,191 ( 7.5%) |
| Median Home Value | $222,576 |
| Average Home Value | $235,703 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
16,109
Multi-Family
114
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices