218 Chaney Branch RdClioAL36017
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder218 Chaney Branch Rd, Clio, AL, 36017 in Clio is a solid income-producing rental, 7.43% gross yield, $5,422/mo rent, $480/mo net cash flow on a $875,500 buy. DSCR 1.38 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $241,885 and $8,063/yr in principal reduction project a total cumulative return of $360,811.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $480 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,422 |
| Total Monthly Debt Service | $4,593 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36017, Clio, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 884 (100%) |
| Owner Occupied HU | 474 (53.6%) |
| Renter Occupied HU | 217 (24.5%) |
| Vacant Housing Units | 193 (21.8%) |
| Median Home Value | $78,667 |
| Average Home Value | $119,088 |
Housing Distribution
Address Breakdown
Residential
745
Single Family
734
Multi-Family
11
Businesses
56
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36017, Clio, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 884 (100%) |
| Owner Occupied HU | 474 (53.6%) |
| Renter Occupied HU | 217 (24.5%) |
| Vacant Housing Units | 193 (21.8%) |
| Median Home Value | $78,667 |
| Average Home Value | $119,088 |
Housing Distribution
Address Breakdown
Residential
745
Single Family
734
Multi-Family
11
Businesses
56
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices