2331 Jernigan Rd, Ozark, AL, 36360 | 2.79% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,557/mo, and a $5,384/mo payment. Purchase price stands at $1,100,000, and rental yield measures 2.79% with $2,557/mo rent. Return on cash invested shows 8.07% in year one, and 5% annual appreciation builds toward $303,910 over five years. Five-year ROI reaches 38.54% and total cumulative return in cash records $137,347. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,557/mo property income covering a $5,384/mo payment rather than investor’s personal income.

Single Family

Built in 1996

145 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36360, Ozark, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,373 (100%)
Owner Occupied HU	5,502 (58.7%)
Renter Occupied HU	2,856 (30.5%)
Vacant Housing Units	1,015 (10.8%)
Median Home Value	$153,842
Average Home Value	$173,503