217 Griffis DrStemNC27581
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 217 Griffis Dr, Stem, NC, 27581 in Stem, $302,000, 7.87% gross yield, $89/mo net income. Consider it a market-entry position, the $1,961/mo rent covers the $1,358/mo payment with a margin, and 5%/yr appreciation is projected to add $83,437 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.44) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $119,281.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $89 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,961 |
| Total Monthly Debt Service | $1,768 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
0.28 Acres lot
$N/A/sqft
$65 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27581, Stem, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,621 (100%) |
| Owner Occupied HU | 1,355 (83.6%) |
| Renter Occupied HU | 188 (11.6%) |
| Vacant Housing Units | 78 ( 4.8%) |
| Median Home Value | $245,877 |
| Average Home Value | $293,303 |
Housing Distribution
Address Breakdown
Residential
1,500
Single Family
1,490
Multi-Family
10
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
0.28 Acres lot
$N/A/sqft
$65 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27581, Stem, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,621 (100%) |
| Owner Occupied HU | 1,355 (83.6%) |
| Renter Occupied HU | 188 (11.6%) |
| Vacant Housing Units | 78 ( 4.8%) |
| Median Home Value | $245,877 |
| Average Home Value | $293,303 |
Housing Distribution
Address Breakdown
Residential
1,500
Single Family
1,490
Multi-Family
10
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Gluckin • Compass -- Raleigh
Mls Name: Doorify MLS
Mls Provider:
Mls ID: #10093213
Disclaimer: The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS. Copyright 2025 Doorify MLS of North Carolina. All rights reserved.