21650 Highway RdHermitageMO65668
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 21650 Highway Rd, Hermitage, MO, 65668 in Hermitage: $4,289/mo in rent, $2,932/mo net, 23.63% gross yield, all on a $217,820 acquisition. The 4.38 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $60,180 in value, and $2,006/yr in principal paydown steadily builds equity. Projected total cumulative return: $271,374.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23.6% | 6.2% |
| Monthly Cash Flow | $2,932 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,289 |
| Total Monthly Debt Service | $1,270 |
| DSCR Ratio | 3.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65668, Hermitage, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 943 (58.3%) |
| Renter Occupied HU | 167 (10.3%) |
| Vacant Housing Units | 508 (31.4%) |
| Median Home Value | $130,429 |
| Average Home Value | $151,540 |
Housing Distribution
Address Breakdown
Residential
786
Single Family
786
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65668, Hermitage, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 943 (58.3%) |
| Renter Occupied HU | 167 (10.3%) |
| Vacant Housing Units | 508 (31.4%) |
| Median Home Value | $130,429 |
| Average Home Value | $151,540 |
Housing Distribution
Address Breakdown
Residential
786
Single Family
786
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices