2160 Madison StYountvilleCA94599
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 2160 Madison St, Yountville, CA, 94599 in Yountville. At $1,349,000 it earns $8,692/mo in rent and distributes $346/mo to the owner after the $6,066/mo payment, a consistent 7.73% yield. DSCR 1.43 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $372,704 in value; $12,424/yr in principal paydown compounds ownership stake. Total projected return: $533,816.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $346 | $2,500 |
City averages based on Yountville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,692 |
| Total Monthly Debt Service | $7,808 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
5,075 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94599, Yountville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,398 (100%) |
| Owner Occupied HU | 692 (49.5%) |
| Renter Occupied HU | 388 (27.8%) |
| Vacant Housing Units | 318 (22.7%) |
| Median Home Value | $815,430 |
| Average Home Value | $924,330 |
Housing Distribution
Address Breakdown
Residential
1,232
Single Family
1,190
Multi-Family
42
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
5,075 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94599, Yountville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,398 (100%) |
| Owner Occupied HU | 692 (49.5%) |
| Renter Occupied HU | 388 (27.8%) |
| Vacant Housing Units | 318 (22.7%) |
| Median Home Value | $815,430 |
| Average Home Value | $924,330 |
Housing Distribution
Address Breakdown
Residential
1,232
Single Family
1,190
Multi-Family
42
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices