216 Birch St EMotleyMN56466
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Motley rentals match the income profile of 216 Birch St E, Motley, MN, 56466. Listed at $121,800, gross rent is $2,214/mo and net cash flow is $1,453/mo, a 21.81% yield well above national averages. DSCR 4.04 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $33,651 by year five with $1,122/yr in annual principal reduction, projecting $139,752 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.8% | 5.5% |
| Monthly Cash Flow | $1,453 | $600 |
City averages based on Motley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,214 |
| Total Monthly Debt Service | $712 |
| DSCR Ratio | 3.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56466, Motley, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,260 (100%) |
| Owner Occupied HU | 1,135 (50.2%) |
| Renter Occupied HU | 290 (12.8%) |
| Vacant Housing Units | 835 (36.9%) |
| Median Home Value | $308,454 |
| Average Home Value | $349,231 |
Housing Distribution
Address Breakdown
Residential
1,503
Single Family
1,444
Multi-Family
59
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56466, Motley, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,260 (100%) |
| Owner Occupied HU | 1,135 (50.2%) |
| Renter Occupied HU | 290 (12.8%) |
| Vacant Housing Units | 835 (36.9%) |
| Median Home Value | $308,454 |
| Average Home Value | $349,231 |
Housing Distribution
Address Breakdown
Residential
1,503
Single Family
1,444
Multi-Family
59
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices