2152 Cobblestone Mnr, Modesto, CA, 95355 | $1,798/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Modesto at 2152 Cobblestone Mnr, Modesto, CA, 95355 priced at $399,900 converts $4,382/mo rent into $1,798/mo cash flow after a $1,957/mo obligation. Total monthly income equals $4,382/mo, and annual cash flow totals $21,582/yr on $132,567 invested. Return on cash invested prints 36.19% in year one, and rental yield reads 13.15% against a $399,900 entry. Equity gained on principal adds $2,580/yr, while 5% annual appreciation compiles into $110,485 by year five. Five-year ROI reaches 190.5% and total cumulative return in cash sums $252,536. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,382/mo property income covering a $1,957/mo payment, not borrower’s personal income.

Single Family

Built in 1989

4,042 sqft lot

$N/A/sqft

$110 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95355, Modesto, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,443 (100%)
Owner Occupied HU	13,280 (59.2%)
Renter Occupied HU	8,595 (38.3%)
Vacant Housing Units	568 ( 2.5%)
Median Home Value	$486,473
Average Home Value	$529,781