215 Spring StTaylorsvilleMS39168
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 215 Spring St, Taylorsville, MS, 39168 in Taylorsville at $125,000 earns $1,001/mo in rent and nets $181/mo after the $562/mo payment, a 9.28% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $34,535 over five years. Ziffy Mortgage underwrites this on a 1.78 DSCR without U.S. credit history. With $1,151/yr in principal paydown, total projected return reaches $61,303.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $181 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,001 |
| Total Monthly Debt Service | $736 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39168, Taylorsville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,734 (100%) |
| Owner Occupied HU | 2,038 (74.5%) |
| Renter Occupied HU | 359 (13.1%) |
| Vacant Housing Units | 337 (12.3%) |
| Median Home Value | $125,240 |
| Average Home Value | $153,111 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,409
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39168, Taylorsville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,734 (100%) |
| Owner Occupied HU | 2,038 (74.5%) |
| Renter Occupied HU | 359 (13.1%) |
| Vacant Housing Units | 337 (12.3%) |
| Median Home Value | $125,240 |
| Average Home Value | $153,111 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,409
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Karen Bryant • Hopper Properties
Mls Name: MLS United
Mls ID: #4112904
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.