2148 Stellar DrChino ValleyAZ86323
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 2148 Stellar Dr, Chino Valley, AZ, 86323 in Chino Valley offers a clean, manageable entry. Rental yield 6.93%. DSCR 1.35 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $102,915 in additional property value over five years, with $3,431/yr in principal equity building ownership stake. Total projected cumulative return: $142,071.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(85) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,253 |
| Total Monthly Debt Service | $2,087 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
6,098 sqft lot
$N/A/sqft
$100 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86323, Chino Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,779 (100%) |
| Owner Occupied HU | 7,049 (80.3%) |
| Renter Occupied HU | 1,166 (13.3%) |
| Vacant Housing Units | 564 ( 6.4%) |
| Median Home Value | $425,388 |
| Average Home Value | $495,954 |
Housing Distribution
Address Breakdown
Residential
7,560
Single Family
7,387
Multi-Family
173
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
6,098 sqft lot
$N/A/sqft
$100 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86323, Chino Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,779 (100%) |
| Owner Occupied HU | 7,049 (80.3%) |
| Renter Occupied HU | 1,166 (13.3%) |
| Vacant Housing Units | 564 ( 6.4%) |
| Median Home Value | $425,388 |
| Average Home Value | $495,954 |
Housing Distribution
Address Breakdown
Residential
7,560
Single Family
7,387
Multi-Family
173
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valerie Zelinski • HomeSmart
Mls Name: ARMLS
Mls Provider:
Mls ID: #6897265
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.