2145 River RoadNiskayunaNY12309








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Niskayuna at 2145 River Road, Niskayuna, NY, 12309 offers $3,601/mo rent that, after a $1,860/mo payment, leaves $1,063/mo cash flow. Total monthly income is $3,601/mo, and annual cash flow is $12,760/yr on $125,967 cash. Return on cash invested measures 30.04% in year one, and rental yield stands at 11.37% at a $379,990 entry. Equity gained on principal adds $2,452/yr while 5% annual appreciation compounds into $104,984 by year five. Five-year ROI records 157.81% and total cumulative return in cash reaches $198,789. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,601/mo property income versus a $1,860/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1967
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12309, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,491 (100%) |
| Owner Occupied HU | 9,704 (71.9%) |
| Renter Occupied HU | 3,031 (22.5%) |
| Vacant Housing Units | 756 ( 5.6%) |
| Median Home Value | $348,109 |
| Average Home Value | $382,773 |
Housing Distribution
Address Breakdown
Residential
12,862
Single Family
12,210
Multi-Family
652
Businesses
513
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Nearby investment properties with comparable prices



Listed by: Tanya Harvey • KW Platform
Mls Name: Global MLS
Mls Provider:
Mls ID: #202424511
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker








