2145 2nd StNatchezMS39120








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Natchez at 2145 2nd St, Natchez, MS, 39120 uses $38,355 cash to close to unlock $2,247/yr annual cash flow and $187/mo monthly cash flow. Total monthly income runs $895/mo, and a $566/mo payment keeps the spread at $187/mo. Purchase price stands at $115,700, and rental yield measures 9.28% with $895/mo rent. Return on cash invested shows 25.77% in year one, and 5% annual appreciation builds toward $31,966 over five years. Five-year ROI reaches 134.26% and total cumulative return in cash records $51,493. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $895/mo property income covering a $566/mo payment rather than investor’s personal income.
Single Family
Built in 1957
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39120, Natchez, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,822 (100%) |
| Owner Occupied HU | 8,965 (60.5%) |
| Renter Occupied HU | 3,669 (24.8%) |
| Vacant Housing Units | 2,188 (14.8%) |
| Median Home Value | $113,399 |
| Average Home Value | $184,808 |
Housing Distribution
Address Breakdown
Residential
13,672
Single Family
12,419
Multi-Family
1,253
Businesses
1,219
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Listed by: Aaron Patten • Integrity Realty LLP
Mls Name: MLS United
Mls ID: #4116535
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.






