2142 7th StHughsonCA95326
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2142 7th St, Hughson, CA, 95326 in Hughson is a conservative rental investment at $499,950. Rental yield 6.31%. A 1.17 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $138,127; $4,605/yr in principal paydown supplements. Total projected return: $159,707.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.0% |
| Monthly Cash Flow | $(465) | $1,200 |
City averages based on Hughson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,628 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
8,058 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
8,058 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vanessa Amador • PMZ Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225104332