2139 E 4th St Space 59OntarioCA91764
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2139 E 4th St Space 59, Ontario, CA, 91764 in Ontario earns a 9.02% gross yield at $168,900. Rent of $1,270/mo nets $225/mo after the $759/mo mortgage. The 1.67 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $46,664 and $1,556/yr in equity accumulation project a total cumulative return of $78,550.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $225 | $1,500 |
City averages based on Ontario market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,270 |
| Total Monthly Debt Service | $978 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91764, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,508 (100%) |
| Owner Occupied HU | 7,606 (39.0%) |
| Renter Occupied HU | 10,604 (54.4%) |
| Vacant Housing Units | 1,298 ( 6.7%) |
| Median Home Value | $568,274 |
| Average Home Value | $569,028 |
Housing Distribution
Address Breakdown
Residential
17,505
Single Family
14,349
Multi-Family
3,156
Businesses
1,488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91764, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,508 (100%) |
| Owner Occupied HU | 7,606 (39.0%) |
| Renter Occupied HU | 10,604 (54.4%) |
| Vacant Housing Units | 1,298 ( 6.7%) |
| Median Home Value | $568,274 |
| Average Home Value | $569,028 |
Housing Distribution
Address Breakdown
Residential
17,505
Single Family
14,349
Multi-Family
3,156
Businesses
1,488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11666930