21331 Big Woods Rd #KOZAKNDickersonMD20842
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder21331 Big Woods Rd #KOZAKN, Dickerson, MD, 20842 in Dickerson is a solid income-producing rental, 7.99% gross yield, $7,039/mo rent, $463/mo net cash flow on a $1,057,300 buy. DSCR 1.48 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $292,113 and $9,738/yr in principal reduction project a total cumulative return of $430,890.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.5% |
| Monthly Cash Flow | $463 | $350 |
City averages based on Dickerson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,039 |
| Total Monthly Debt Service | $6,155 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20842, Dickerson, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 883 (100%) |
| Owner Occupied HU | 694 (78.6%) |
| Renter Occupied HU | 113 (12.8%) |
| Vacant Housing Units | 76 ( 8.6%) |
| Median Home Value | $927,386 |
| Average Home Value | $1,019,164 |
Housing Distribution
Address Breakdown
Residential
751
Single Family
751
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20842, Dickerson, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 883 (100%) |
| Owner Occupied HU | 694 (78.6%) |
| Renter Occupied HU | 113 (12.8%) |
| Vacant Housing Units | 76 ( 8.6%) |
| Median Home Value | $927,386 |
| Average Home Value | $1,019,164 |
Housing Distribution
Address Breakdown
Residential
751
Single Family
751
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices