2130 Citation St, Sumter, SC, 29153 | $950/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Sumter at 2130 Citation St, Sumter, SC, 29153 with 5% annual appreciation on a $278,900 basis while $2,640/mo rent supports operations. Total monthly income totals $2,640/mo and a $1,365/mo payment preserves $950/mo for cash returns. Annual cash flow comes to $11,398/yr on $92,455 deployed, and return on cash invested reaches 32.24% in year one. Equity gained on principal adds $1,800/yr, and five-year appreciation sums $77,055 alongside rental yield of 11.36%. Five-year ROI measures 168.77% and total cumulative return in cash totals $156,035.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,640/mo property income versus a $1,365/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2024

6,534 sqft lot

$N/A/sqft

$360 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29153, Sumter, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,840 (100%)
Owner Occupied HU	4,558 (66.6%)
Renter Occupied HU	1,622 (23.7%)
Vacant Housing Units	660 ( 9.6%)
Median Home Value	$184,715
Average Home Value	$212,384