213 Mine 42 RdWindberPA15963
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 213 Mine 42 Rd, Windber, PA, 15963 in Windber delivers $1,454/mo in gross rent and $424/mo in net monthly income at a $157,292 entry. The 11.1% yield and 2.06 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $43,457 over five years and $1,449/yr in equity from loan paydown, total projected return is $87,195.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $424 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,454 |
| Total Monthly Debt Service | $968 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15963, Windber, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,344 (100%) |
| Owner Occupied HU | 3,622 (67.8%) |
| Renter Occupied HU | 1,146 (21.4%) |
| Vacant Housing Units | 576 (10.8%) |
| Median Home Value | $163,128 |
| Average Home Value | $216,405 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,686
Multi-Family
158
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15963, Windber, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,344 (100%) |
| Owner Occupied HU | 3,622 (67.8%) |
| Renter Occupied HU | 1,146 (21.4%) |
| Vacant Housing Units | 576 (10.8%) |
| Median Home Value | $163,128 |
| Average Home Value | $216,405 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,686
Multi-Family
158
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nileleen Tokarcik • CENTURY 21 ALL SERVICE, INC.
Mls Name: CSMLS
Mls Provider:
Mls ID: #96036561
Disclaimer: Copyright Cambria Somerset Association of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.