213 Access RoadIsle La MotteVT05463
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow213 Access Road, Isle La Motte, VT, 05463 in Isle La Motte earns its strong cash-flow label: 10.83% yield, $3,427/mo rent, $900/mo net income, DSCR 2.01. The $379,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $104,959 by year five. Combined with $3,499/yr in principal paydown, total projected return reaches $202,785.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $900 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,427 |
| Total Monthly Debt Service | $2,376 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05463, Isle La Motte, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 456 (100%) |
| Owner Occupied HU | 222 (48.7%) |
| Renter Occupied HU | 15 ( 3.3%) |
| Vacant Housing Units | 219 (48.0%) |
| Median Home Value | $334,921 |
| Average Home Value | $453,851 |
Housing Distribution
Address Breakdown
Residential
247
Single Family
247
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05463, Isle La Motte, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 456 (100%) |
| Owner Occupied HU | 222 (48.7%) |
| Renter Occupied HU | 15 ( 3.3%) |
| Vacant Housing Units | 219 (48.0%) |
| Median Home Value | $334,921 |
| Average Home Value | $453,851 |
Housing Distribution
Address Breakdown
Residential
247
Single Family
247
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Habersang • Coldwell Banker Islands Realty
Mls Name: PrimeMLS
Mls ID: #5055417