2124 E 78th StKansas CityMO64132
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2124 E 78th St, Kansas City, MO, 64132 in Kansas City is a solid income-producing rental, 9.48% gross yield, $948/mo rent, $201/mo net cash flow on a $120,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $33,154 and $1,105/yr in principal reduction project a total cumulative return of $58,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $201 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $948 |
| Total Monthly Debt Service | $700 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
7,648 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64132, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,000 (100%) |
| Owner Occupied HU | 2,212 (31.6%) |
| Renter Occupied HU | 3,526 (50.4%) |
| Vacant Housing Units | 1,262 (18.0%) |
| Median Home Value | $112,090 |
| Average Home Value | $145,803 |
Housing Distribution
Address Breakdown
Residential
5,970
Single Family
5,570
Multi-Family
400
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
7,648 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64132, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,000 (100%) |
| Owner Occupied HU | 2,212 (31.6%) |
| Renter Occupied HU | 3,526 (50.4%) |
| Vacant Housing Units | 1,262 (18.0%) |
| Median Home Value | $112,090 |
| Average Home Value | $145,803 |
Housing Distribution
Address Breakdown
Residential
5,970
Single Family
5,570
Multi-Family
400
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bethany Hughes • HomeSmart Legacy
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2589030