2121 Ranchito LnAlpineCA91901
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2121 Ranchito Ln, Alpine, CA, 91901 in Alpine speaks for itself: 10.47% gross on a $1,500,000 price, generating $13,082/mo in rent and $3,803/mo in net income after the $6,745/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $45,638 stacks alongside $414,422 in projected five-year appreciation and $13,815/yr in principal reduction. Projected total cumulative return: $813,465.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.0% |
| Monthly Cash Flow | $3,803 | $350 |
City averages based on Alpine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $13,082 |
| Total Monthly Debt Service | $8,682 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91901, Alpine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,735 (100%) |
| Owner Occupied HU | 4,637 (68.8%) |
| Renter Occupied HU | 1,778 (26.4%) |
| Vacant Housing Units | 320 ( 4.8%) |
| Median Home Value | $920,660 |
| Average Home Value | $1,048,738 |
Housing Distribution
Address Breakdown
Residential
6,517
Single Family
5,981
Multi-Family
536
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91901, Alpine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,735 (100%) |
| Owner Occupied HU | 4,637 (68.8%) |
| Renter Occupied HU | 1,778 (26.4%) |
| Vacant Housing Units | 320 ( 4.8%) |
| Median Home Value | $920,660 |
| Average Home Value | $1,048,738 |
Housing Distribution
Address Breakdown
Residential
6,517
Single Family
5,981
Multi-Family
536
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices