212 Webster Lake DrTempleGA30179
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 212 Webster Lake Dr, Temple, GA, 30179 in Temple. Rental yield 6.4%. The 1.19 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $110,236 and $3,675/yr in principal reduction project total return of $127,913.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 8.0% |
| Monthly Cash Flow | $(366) | $350 |
City averages based on Temple market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,128 |
| Total Monthly Debt Service | $2,335 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30179, Temple, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 5,739 (78.8%) |
| Renter Occupied HU | 1,217 (16.7%) |
| Vacant Housing Units | 329 ( 4.5%) |
| Median Home Value | $294,030 |
| Average Home Value | $322,661 |
Housing Distribution
Address Breakdown
Residential
7,127
Single Family
7,088
Multi-Family
39
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30179, Temple, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 5,739 (78.8%) |
| Renter Occupied HU | 1,217 (16.7%) |
| Vacant Housing Units | 329 ( 4.5%) |
| Median Home Value | $294,030 |
| Average Home Value | $322,661 |
Housing Distribution
Address Breakdown
Residential
7,127
Single Family
7,088
Multi-Family
39
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices