212 S Marimack CtKearneyMO64060
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $497,900, 212 S Marimack Ct, Kearney, MO, 64060 in Kearney generates $1,933/mo in rent (7.81% yield) but nets only $125/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (0.86) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $137,561. Total projected return: $112,989.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $125 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,933 |
| Total Monthly Debt Service | $2,915 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.62 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64060, Kearney, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,125 (100%) |
| Owner Occupied HU | 5,010 (81.8%) |
| Renter Occupied HU | 950 (15.5%) |
| Vacant Housing Units | 165 ( 2.7%) |
| Median Home Value | $364,570 |
| Average Home Value | $387,772 |
Housing Distribution
Address Breakdown
Residential
6,102
Single Family
6,028
Multi-Family
74
Businesses
455
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.62 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64060, Kearney, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,125 (100%) |
| Owner Occupied HU | 5,010 (81.8%) |
| Renter Occupied HU | 950 (15.5%) |
| Vacant Housing Units | 165 ( 2.7%) |
| Median Home Value | $364,570 |
| Average Home Value | $387,772 |
Housing Distribution
Address Breakdown
Residential
6,102
Single Family
6,028
Multi-Family
74
Businesses
455
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katee Porter • RE/MAX Advantage
Mls Name: HKMMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #2549193
Disclaimer: Based on information submitted to the MLS GRID as of 2025-05-14 10:32:35 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Prices displayed on all Sold listings are the Last Known Listing Price and may not be the actual selling price. [Click here for more information](/mls-disclaimers/#45) Listing Information presented by local MLS brokerage: Zillow, Inc., local REALTOR- Terry York - (913) 213-6604