212 N Nelson StPottervilleMI48876
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 212 N Nelson St, Potterville, MI, 48876 in Potterville. Priced at $193,000, it generates $3,012/mo in gross rent and $1,739/mo in net monthly cash flow, a 18.73% yield that comfortably supports the 3.47 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $20,871. Five-year appreciation: $53,322. Equity from principal paydown: $1,778/yr. Total projected cumulative return: $185,428.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.7% | 6.8% |
| Monthly Cash Flow | $1,739 | $850 |
City averages based on Potterville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,012 |
| Total Monthly Debt Service | $1,196 |
| DSCR Ratio | 2.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48876, Potterville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,782 (100%) |
| Owner Occupied HU | 1,355 (76.0%) |
| Renter Occupied HU | 371 (20.8%) |
| Vacant Housing Units | 56 ( 3.1%) |
| Median Home Value | $221,824 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
1,650
Single Family
1,563
Multi-Family
87
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48876, Potterville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,782 (100%) |
| Owner Occupied HU | 1,355 (76.0%) |
| Renter Occupied HU | 371 (20.8%) |
| Vacant Housing Units | 56 ( 3.1%) |
| Median Home Value | $221,824 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
1,650
Single Family
1,563
Multi-Family
87
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices