212 County Road 57DennisMS38838
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 212 County Road 57, Dennis, MS, 38838 in Dennis. Priced at $319,000, it generates $2,723/mo in gross rent and $771/mo in net monthly cash flow, a 10.24% yield that comfortably supports the 1.90 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,248. Five-year appreciation: $88,134. Equity from principal paydown: $2,938/yr. Total projected cumulative return: $170,535.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $771 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,723 |
| Total Monthly Debt Service | $1,825 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38838, Dennis, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 752 (100%) |
| Owner Occupied HU | 497 (66.1%) |
| Renter Occupied HU | 91 (12.1%) |
| Vacant Housing Units | 164 (21.8%) |
| Median Home Value | $155,452 |
| Average Home Value | $174,598 |
Housing Distribution
Address Breakdown
Residential
640
Single Family
640
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38838, Dennis, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 752 (100%) |
| Owner Occupied HU | 497 (66.1%) |
| Renter Occupied HU | 91 (12.1%) |
| Vacant Housing Units | 164 (21.8%) |
| Median Home Value | $155,452 |
| Average Home Value | $174,598 |
Housing Distribution
Address Breakdown
Residential
640
Single Family
640
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JENNIFER GUYTON • ELITE REALTY
Mls Name: NMMLS
Mls ID: #25-1644