21115 Magnolia Hollow LnRichmondTX77407
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 21115 Magnolia Hollow Ln, Richmond, TX, 77407 in Richmond. Priced at $355,300, it generates $3,390/mo in gross rent and $807/mo in net monthly cash flow, a 11.45% yield that comfortably supports the 2.12 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,689. Five-year appreciation: $98,163. Equity from principal paydown: $3,272/yr. Total projected cumulative return: $188,359.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.5% |
| Monthly Cash Flow | $807 | $285 |
City averages based on Richmond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,390 |
| Total Monthly Debt Service | $2,441 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
9,421 sqft lot
$N/A/sqft
$56 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
9,421 sqft lot
$N/A/sqft
$56 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices