21115 Indigo Field LnRichmondTX77407
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 21115 Indigo Field Ln, Richmond, TX, 77407 in Richmond speaks for itself: 10.53% gross on a $347,400 price, generating $3,049/mo in rent and $523/mo in net income after the $1,562/mo debt service. DSCR 1.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,273 stacks alongside $95,980 in projected five-year appreciation and $3,200/yr in principal reduction. Projected total cumulative return: $166,997.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.5% |
| Monthly Cash Flow | $523 | $285 |
City averages based on Richmond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,049 |
| Total Monthly Debt Service | $2,388 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
6,589 sqft lot
$N/A/sqft
$56 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
6,589 sqft lot
$N/A/sqft
$56 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices