211 W 144th St APT 1CNew YorkNY10030
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 211 W 144th St APT 1C, New York, NY, 10030 in New York. Priced at $190,000, it generates $6,611/mo in gross rent and $5,004/mo in net monthly cash flow, a 41.75% yield that comfortably supports the 7.74 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $60,048. Five-year appreciation: $52,494. Equity from principal paydown: $1,750/yr. Total projected cumulative return: $396,003.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 41.8% | 4.8% |
| Monthly Cash Flow | $5,004 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,611 |
| Total Monthly Debt Service | $1,531 |
| DSCR Ratio | 4.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1940
N/A lot
$N/A/sqft
$338 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10030, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,664 (100%) |
| Owner Occupied HU | 1,537 (11.2%) |
| Renter Occupied HU | 10,955 (80.2%) |
| Vacant Housing Units | 1,172 ( 8.6%) |
| Median Home Value | $724,319 |
| Average Home Value | $903,176 |
Housing Distribution
Address Breakdown
Residential
12,378
Single Family
495
Multi-Family
11,883
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1940
N/A lot
$N/A/sqft
$338 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10030, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,664 (100%) |
| Owner Occupied HU | 1,537 (11.2%) |
| Renter Occupied HU | 10,955 (80.2%) |
| Vacant Housing Units | 1,172 ( 8.6%) |
| Median Home Value | $724,319 |
| Average Home Value | $903,176 |
Housing Distribution
Address Breakdown
Residential
12,378
Single Family
495
Multi-Family
11,883
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices