21075 Sky Valley DrDesert Hot SpringsCA92241
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Desert Hot Springs rental at 21075 Sky Valley Dr, Desert Hot Springs, CA, 92241 sits in the solid-income band: 9.11% gross yield, $3,794/mo rent, $701/mo net after the $2,248/mo debt service, DSCR 1.69. Entry price of $500,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $138,141 and $4,605/yr in principal reduction bring total cumulative return to $234,747.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $701 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,794 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92241, Desert Hot Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,279 (100%) |
| Owner Occupied HU | 3,079 (49.0%) |
| Renter Occupied HU | 858 (13.7%) |
| Vacant Housing Units | 2,342 (37.3%) |
| Median Home Value | $203,000 |
| Average Home Value | $332,688 |
Housing Distribution
Address Breakdown
Residential
4,503
Single Family
4,456
Multi-Family
47
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92241, Desert Hot Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,279 (100%) |
| Owner Occupied HU | 3,079 (49.0%) |
| Renter Occupied HU | 858 (13.7%) |
| Vacant Housing Units | 2,342 (37.3%) |
| Median Home Value | $203,000 |
| Average Home Value | $332,688 |
Housing Distribution
Address Breakdown
Residential
4,503
Single Family
4,456
Multi-Family
47
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices