2107 Bennett Point RdQueenstownMD21658
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 2107 Bennett Point Rd, Queenstown, MD, 21658 in Queenstown: $5,012/mo in rent, $727/mo in net income, 8.73% gross yield, 1.62 DSCR, all at $689,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $190,358 in appreciation and $6,346/yr in principal paydown projects total cumulative return of $308,162.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.0% |
| Monthly Cash Flow | $727 | $450 |
City averages based on Queenstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,012 |
| Total Monthly Debt Service | $4,011 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21658, Queenstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,761 (100%) |
| Owner Occupied HU | 1,351 (76.7%) |
| Renter Occupied HU | 178 (10.1%) |
| Vacant Housing Units | 232 (13.2%) |
| Median Home Value | $587,529 |
| Average Home Value | $690,222 |
Housing Distribution
Address Breakdown
Residential
1,706
Single Family
1,672
Multi-Family
34
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21658, Queenstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,761 (100%) |
| Owner Occupied HU | 1,351 (76.7%) |
| Renter Occupied HU | 178 (10.1%) |
| Vacant Housing Units | 232 (13.2%) |
| Median Home Value | $587,529 |
| Average Home Value | $690,222 |
Housing Distribution
Address Breakdown
Residential
1,706
Single Family
1,672
Multi-Family
34
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDQA2016178