2104 Mallard Creek CirKissimmeeFL34743
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 2104 Mallard Creek Cir, Kissimmee, FL, 34743 in Kissimmee: $2,578/mo in rent, $499/mo in net income, 10.01% gross yield, 1.86 DSCR, all at $309,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $85,371 in appreciation and $2,846/yr in principal paydown projects total cumulative return of $151,736.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.2% |
| Monthly Cash Flow | $499 | $1,250 |
City averages based on Kissimmee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,578 |
| Total Monthly Debt Service | $1,928 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
5,706 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34743, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,038 (100%) |
| Owner Occupied HU | 8,682 (66.6%) |
| Renter Occupied HU | 3,643 (27.9%) |
| Vacant Housing Units | 713 ( 5.5%) |
| Median Home Value | $354,313 |
| Average Home Value | $376,739 |
Housing Distribution
Address Breakdown
Residential
12,753
Single Family
12,363
Multi-Family
390
Businesses
163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
5,706 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34743, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,038 (100%) |
| Owner Occupied HU | 8,682 (66.6%) |
| Renter Occupied HU | 3,643 (27.9%) |
| Vacant Housing Units | 713 ( 5.5%) |
| Median Home Value | $354,313 |
| Average Home Value | $376,739 |
Housing Distribution
Address Breakdown
Residential
12,753
Single Family
12,363
Multi-Family
390
Businesses
163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices