2104 Blue Sky Trail #2-104GranbyCO80446
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2104 Blue Sky Trail #2-104, Granby, CO, 80446 in Granby is a conservative rental investment at $378,500. Rental yield 6.76%. A 1.25 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $104,573; $3,486/yr in principal paydown supplements. Total projected return: $97,698.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.0% |
| Monthly Cash Flow | $(750) | $1,200 |
City averages based on Granby market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,134 |
| Total Monthly Debt Service | $2,733 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2000
N/A lot
$N/A/sqft
$2,033 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80446, Granby, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,586 (100%) |
| Owner Occupied HU | 1,397 (30.5%) |
| Renter Occupied HU | 648 (14.1%) |
| Vacant Housing Units | 2,541 (55.4%) |
| Median Home Value | $639,071 |
| Average Home Value | $763,987 |
Housing Distribution
Address Breakdown
Residential
407
Single Family
287
Multi-Family
120
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2000
N/A lot
$N/A/sqft
$2,033 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80446, Granby, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,586 (100%) |
| Owner Occupied HU | 1,397 (30.5%) |
| Renter Occupied HU | 648 (14.1%) |
| Vacant Housing Units | 2,541 (55.4%) |
| Median Home Value | $639,071 |
| Average Home Value | $763,987 |
Housing Distribution
Address Breakdown
Residential
407
Single Family
287
Multi-Family
120
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Monica Graves • eXp Realty, LLC
Mls Name: REcolorado
Mls Provider:
Mls ID: #2279440
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)