2103 Euclid AveCamarilloCA93010
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2103 Euclid Ave, Camarillo, CA, 93010 in Camarillo at $499,000 earns $3,698/mo in rent and nets $25/mo after the $2,244/mo payment, a 8.89% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $137,865 over five years. Ziffy Mortgage underwrites this on a 1.65 DSCR without U.S. credit history. With $4,596/yr in principal paydown, total projected return reaches $228,539.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.0% |
| Monthly Cash Flow | $25 | $1,500 |
City averages based on Camarillo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,698 |
| Total Monthly Debt Service | $2,888 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93010, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,810 (100%) |
| Owner Occupied HU | 10,634 (59.7%) |
| Renter Occupied HU | 6,391 (35.9%) |
| Vacant Housing Units | 785 ( 4.4%) |
| Median Home Value | $882,610 |
| Average Home Value | $1,012,977 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
16,118
Multi-Family
1,138
Businesses
1,758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93010, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,810 (100%) |
| Owner Occupied HU | 10,634 (59.7%) |
| Renter Occupied HU | 6,391 (35.9%) |
| Vacant Housing Units | 785 ( 4.4%) |
| Median Home Value | $882,610 |
| Average Home Value | $1,012,977 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
16,118
Multi-Family
1,138
Businesses
1,758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephen J Christie • eXp Realty of California Inc
Mls Name: CSMAOR
Mls ID: #226000167