761 W 9th StOxnardCA93030
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow761 W 9th St, Oxnard, CA, 93030 in Oxnard is a top-tier cash-flow asset. At $349,000 it produces $3,145/mo in rent and $986/mo in net monthly income, a 10.81% gross rental yield. The DSCR of 2.00 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,835. Five-year appreciation adds $96,422, driving a total cumulative return of $195,842.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.5% |
| Monthly Cash Flow | $986 | $200 |
City averages based on Oxnard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,145 |
| Total Monthly Debt Service | $2,020 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93030, Oxnard, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 7,297 (46.0%) |
| Renter Occupied HU | 8,152 (51.4%) |
| Vacant Housing Units | 406 ( 2.6%) |
| Median Home Value | $688,476 |
| Average Home Value | $706,236 |
Housing Distribution
Address Breakdown
Residential
15,233
Single Family
11,819
Multi-Family
3,414
Businesses
2,100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93030, Oxnard, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 7,297 (46.0%) |
| Renter Occupied HU | 8,152 (51.4%) |
| Vacant Housing Units | 406 ( 2.6%) |
| Median Home Value | $688,476 |
| Average Home Value | $706,236 |
Housing Distribution
Address Breakdown
Residential
15,233
Single Family
11,819
Multi-Family
3,414
Businesses
2,100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Flor Aguilar De Santiago • RE/MAX One
Mls Name: CRMLS
Mls ID: #V1-31860