210 S East StPanaIL62550
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Pana rentals match the income profile of 210 S East St, Pana, IL, 62550. Listed at $209,900, gross rent is $2,014/mo and net cash flow is $558/mo, a 11.51% yield well above national averages. DSCR 2.13 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $57,992 by year five with $1,933/yr in annual principal reduction, projecting $116,194 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 8.0% |
| Monthly Cash Flow | $558 | $1,200 |
City averages based on Pana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,014 |
| Total Monthly Debt Service | $1,372 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62550, Moweaqua, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,306 (100%) |
| Owner Occupied HU | 953 (73.0%) |
| Renter Occupied HU | 243 (18.6%) |
| Vacant Housing Units | 110 ( 8.4%) |
| Median Home Value | $151,361 |
| Average Home Value | $192,531 |
Housing Distribution
Address Breakdown
Residential
1,146
Single Family
1,146
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62550, Moweaqua, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,306 (100%) |
| Owner Occupied HU | 953 (73.0%) |
| Renter Occupied HU | 243 (18.6%) |
| Vacant Housing Units | 110 ( 8.4%) |
| Median Home Value | $151,361 |
| Average Home Value | $192,531 |
Housing Distribution
Address Breakdown
Residential
1,146
Single Family
1,146
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices