21 Woodside RdHarvardMA01451
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 21 Woodside Rd, Harvard, MA, 01451 in Harvard is a conservative rental investment at $695,000. Rental yield 7.38%. A 1.37 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $192,016; $6,401/yr in principal paydown supplements. Total projected return: $256,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $(108) | $1,200 |
City averages based on Harvard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,272 |
| Total Monthly Debt Service | $4,104 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01451, Harvard, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,185 (100%) |
| Owner Occupied HU | 1,884 (86.2%) |
| Renter Occupied HU | 189 ( 8.6%) |
| Vacant Housing Units | 112 ( 5.1%) |
| Median Home Value | $811,567 |
| Average Home Value | $914,433 |
Housing Distribution
Address Breakdown
Residential
1,960
Single Family
1,895
Multi-Family
65
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01451, Harvard, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,185 (100%) |
| Owner Occupied HU | 1,884 (86.2%) |
| Renter Occupied HU | 189 ( 8.6%) |
| Vacant Housing Units | 112 ( 5.1%) |
| Median Home Value | $811,567 |
| Average Home Value | $914,433 |
Housing Distribution
Address Breakdown
Residential
1,960
Single Family
1,895
Multi-Family
65
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Gavin • Coldwell Banker Realty - Concord
Mls Name: MLS PIN
Mls ID: #73418157