21 Whispering Way, Lodi, CA, 95242 | $919/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lodi at 21 Whispering Way, Lodi, CA, 95242 uses $99,450 cash to close to unlock $11,022/yr annual cash flow and $919/mo monthly cash flow. Total monthly income runs $2,969/mo, and a $1,468/mo payment keeps the spread at $919/mo. Purchase price stands at $300,000, and rental yield measures 11.88% with $2,969/mo rent. Return on cash invested shows 30.99% in year one, and 5% annual appreciation builds toward $82,884 over five years. Five-year ROI reaches 163.14% and total cumulative return in cash records $162,240. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,969/mo property income covering a $1,468/mo payment rather than investor’s personal income.

Single Family

Built in 1987

5,375 sqft lot

$N/A/sqft

$195 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95242, Lodi, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,694 (100%)
Owner Occupied HU	7,970 (68.2%)
Renter Occupied HU	3,306 (28.3%)
Vacant Housing Units	418 ( 3.6%)
Median Home Value	$632,083
Average Home Value	$662,626