21 Mountainbrook RdWilbrahamMA01095
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 21 Mountainbrook Rd, Wilbraham, MA, 01095 in Wilbraham speaks for itself: 10.74% gross on a $460,999 price, generating $4,126/mo in rent and $1,137/mo in net income after the $2,073/mo debt service. DSCR 1.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,640 stacks alongside $127,366 in projected five-year appreciation and $4,246/yr in principal reduction. Projected total cumulative return: $248,592.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.0% |
| Monthly Cash Flow | $1,137 | $800 |
City averages based on Wilbraham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,126 |
| Total Monthly Debt Service | $2,806 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,745 (100%) |
| Owner Occupied HU | 4,920 (85.6%) |
| Renter Occupied HU | 637 (11.1%) |
| Vacant Housing Units | 188 ( 3.3%) |
| Median Home Value | $427,746 |
| Average Home Value | $499,087 |
Housing Distribution
Address Breakdown
Residential
5,705
Single Family
5,428
Multi-Family
277
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,745 (100%) |
| Owner Occupied HU | 4,920 (85.6%) |
| Renter Occupied HU | 637 (11.1%) |
| Vacant Housing Units | 188 ( 3.3%) |
| Median Home Value | $427,746 |
| Average Home Value | $499,087 |
Housing Distribution
Address Breakdown
Residential
5,705
Single Family
5,428
Multi-Family
277
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices