21 Club House DrMonticelloKY42633
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Monticello at 21 Club House Dr, Monticello, KY, 42633 projects strong ROI of -2.19%. Rental yield 0.29%. With 5% annual appreciation, the property builds $1,069,210 in value over five years. Equity growth combined delivers a projected five-year ROI of 0.87%, translating into $9,475 in total cumulative return on $1,093,275 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.3% | 8.0% |
| Monthly Cash Flow | $(22,629) | $150 |
City averages based on Monticello market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $924 |
| Total Monthly Debt Service | $22,014 |
| DSCR Ratio | 0.04x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
342 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
342 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: N/A • N/A
Mls Name: NY State MLS
Mls ID: #11664530