130 Branch Rd, Monticello, KY, 42633 | $519/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Monticello at 130 Branch Rd, Monticello, KY, 42633 generates $1,432/mo in rent and, after a $734/mo payment, leaves $519/mo in cash flow. Total monthly income is $1,432/mo, and annual cash flow is $6,231/yr on $49,725 invested. Return on cash invested sits at 32.44% in year one, and rental yield is 11.46% on a $150,000 entry. Equity gained on principal adds $968/yr, while 5% annual appreciation builds toward $41,442 over five years. Five-year ROI reaches 169.98% and total cumulative return in cash sums $84,522. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,432/mo property income rather than buyer’s personal income.

Single Family

Built in 1930

0.40 Acres lot

$N/A/sqft

No HOA