21 Bishop St, Lowell, MA, 01852 | $296/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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21 Bishop St, Lowell, MA, 01852 | $296/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lowell at 21 Bishop St, Lowell, MA, 01852 offers $4,261/mo rent that, after a $3,079/mo payment, leaves $296/mo cash flow. Total monthly income is $4,261/mo, and annual cash flow is $3,554/yr on $206,941 cash. Return on cash invested measures 21.78% in year one, and rental yield stands at 8.13% at a $629,000 entry. Equity gained on principal adds $4,059/yr while 5% annual appreciation compounds into $173,781 by year five. Five-year ROI records 112.99% and total cumulative return in cash reaches $233,829. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,261/mo property income versus a $3,079/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1940

0.53 Acres lot

$N/A/sqft

No HOA

More details about the property

This bright three-bedroom, two-bath home welcomes you. Beyond the custom Craftsman-style stairway, all essentials for main floor living: large bedroom, laundry, bath with tub and walk-in shower, spacious kitchen. Outside the sunny living room, a new 16 x 24 Trex deck and the yard of your dreams. You can dream of entertaining because all basics are covered: New main roof 2020, kitchen roof 2023. Foundation repointed in 2022. Concrete basement floor and sump pump 2023. New HVAC system with central air in 2022.Flexible space inside and out. The primary bedroom can be upstairs or down. The loft above the garage offers storage or finishing potential. The second driveway leads to the backyard, with room for an ADU for multi-generational living. Comfortable home with modern systems and room to grow. Conveniently located near shopping, highways, and beautiful parks and recreationincluding the historic Lowell Cemetery & Shedd Parkthis move-in ready property combines comfort, style & potential

Neighborhood Data

Neighborhood data shown for ZIP Code: 01852, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,854 (100%)
Owner Occupied HU	6,449 (40.7%)
Renter Occupied HU	8,567 (54.0%)
Vacant Housing Units	838 ( 5.3%)
Median Home Value	$469,145
Average Home Value	$555,537

Housing Distribution

Address Breakdown

Residential

14,988

Single Family

9,393

Multi-Family

5,595

Businesses

1,225

Price History

Date	Event	Price
No price history data available

Tax History

Date	Tax Paid	Tax Increase Rate	Value	Value Increase Rate
No tax history data available

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21 Eaton Dr, Hudson, MA, 01749

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36 Lowell St, Billerica, MA, 01821

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2 Bath
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4 Deer Path APT 3, Maynard, MA, 01754

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Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Facts & Features

General Information

Type: SingleFamily
Year Built: 1940
Architectural Style: N/A
Building Area: N/A
Living Area: N/A
Property Condition: N/A

Features & Amenities

Heating: N/A
Cooling: N/A
Flooring: N/A
Interior Features: N/A
Exterior Features: N/A
Parking Features: Attached, Garage Door Opener, Storage, Workshop in Garage, Garage Faces Side, Paved Drive, Off Street, Tandem, Deeded, Paved

Location

City: Lowell
State: MA
Subdivision: N/A
Lot Size: 0.53 Acres
Lot Features: N/A
View: N/A

HOA & Fees

HOA Fee: N/A
Association Fee: N/A
Fees & Dues: N/A
Association Amenities: N/A
Association Fee Includes: N/A

Utilities

Utilities: N/A
Sewer: N/A
Water Source: N/A
Road Surface Type: N/A

School Information

Elementary School: N/A
Middle School: N/A
High School: N/A

Listed by: The Lucci Witte Team • William Raveis R.E. & Home Services

Mls Name: MLS PIN

Mls ID: #73425847

21 Bishop St,Lowell,MA,01852

Nearby investment properties with comparable rents

Nearby investment properties with comparable prices

Ziffy AI Summary

Investment Highlights

More details about the property

Neighborhood Data

Housing Distribution

Housing Statistics

Housing Distribution

Address Breakdown

Price History

Tax History

Nearby investment properties with comparable rents

Nearby investment properties with comparable prices

Facts & Features

General Information

Features & Amenities

Location

HOA & Fees

Utilities

School Information

21 Bishop StLowellMA01852