21 Beacon St APT 7GBostonMA02108
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 21 Beacon St APT 7G, Boston, MA, 02108 in Boston at $639,000. Rental yield 6.71%. The 6.71% yield and 1.24 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $176,544 by year five, and $5,885/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $213,563.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 4.2% |
| Monthly Cash Flow | $(453) | $1,850 |
City averages based on Boston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,575 |
| Total Monthly Debt Service | $3,773 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1899
435 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02108, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 799 (34.4%) |
| Renter Occupied HU | 1,079 (46.5%) |
| Vacant Housing Units | 443 (19.1%) |
| Median Home Value | $1,699,324 |
| Average Home Value | $1,630,510 |
Housing Distribution
Address Breakdown
Residential
2,190
Single Family
424
Multi-Family
1,766
Businesses
1,159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1899
435 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02108, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 799 (34.4%) |
| Renter Occupied HU | 1,079 (46.5%) |
| Vacant Housing Units | 443 (19.1%) |
| Median Home Value | $1,699,324 |
| Average Home Value | $1,630,510 |
Housing Distribution
Address Breakdown
Residential
2,190
Single Family
424
Multi-Family
1,766
Businesses
1,159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A