2096 Princeton AveSaint PaulMN55105
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 2096 Princeton Ave, Saint Paul, MN, 55105 in Saint Paul is straightforward: $900,000 in, $6,643/mo in rent, $797/mo out after debt service. The 8.86% gross yield and 1.64 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $248,653 by year five. With $8,289/yr in principal equity, the total cumulative return is projected at $393,733.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.2% |
| Monthly Cash Flow | $797 | $485 |
City averages based on Saint Paul market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,643 |
| Total Monthly Debt Service | $5,488 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55105, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,487 (100%) |
| Owner Occupied HU | 6,792 (59.1%) |
| Renter Occupied HU | 4,008 (34.9%) |
| Vacant Housing Units | 687 ( 6.0%) |
| Median Home Value | $479,486 |
| Average Home Value | $535,130 |
Housing Distribution
Address Breakdown
Residential
11,537
Single Family
8,029
Multi-Family
3,508
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55105, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,487 (100%) |
| Owner Occupied HU | 6,792 (59.1%) |
| Renter Occupied HU | 4,008 (34.9%) |
| Vacant Housing Units | 687 ( 6.0%) |
| Median Home Value | $479,486 |
| Average Home Value | $535,130 |
Housing Distribution
Address Breakdown
Residential
11,537
Single Family
8,029
Multi-Family
3,508
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices