20944 Brentwood Ct NEDonaldOR97020
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 20944 Brentwood Ct NE, Donald, OR, 97020 in Donald: $2,658/mo in rent, $386/mo in net income, 8.64% gross yield, 1.60 DSCR, all at $369,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $101,948 in appreciation and $3,399/yr in principal paydown projects total cumulative return of $167,406.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $386 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,658 |
| Total Monthly Debt Service | $2,081 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97020, Donald, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 389 (100%) |
| Owner Occupied HU | 301 (77.4%) |
| Renter Occupied HU | 75 (19.3%) |
| Vacant Housing Units | 13 ( 3.3%) |
| Median Home Value | $426,705 |
| Average Home Value | $389,493 |
Housing Distribution
Address Breakdown
Residential
162
Single Family
161
Multi-Family
1
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97020, Donald, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 389 (100%) |
| Owner Occupied HU | 301 (77.4%) |
| Renter Occupied HU | 75 (19.3%) |
| Vacant Housing Units | 13 ( 3.3%) |
| Median Home Value | $426,705 |
| Average Home Value | $389,493 |
Housing Distribution
Address Breakdown
Residential
162
Single Family
161
Multi-Family
1
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices