20940 MC Kinley StPadroniCO80745



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 20940 MC Kinley St, Padroni, CO, 80745 in Padroni fits: $199,900, 0% gross yield, and a projected 5% annual appreciation rate adding $55,229 in value within five years. Rental yield 0%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.00) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $1,841/yr in principal paydown and $55,229 in appreciation project a total return of $542.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.0% |
| Monthly Cash Flow | $0 | $1,500 |
City averages based on Padroni market data in our database. Property projections are estimates.
Single Family
Built in 1999
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80745, Padroni, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 60 (100%) |
| Owner Occupied HU | 29 (48.3%) |
| Renter Occupied HU | 17 (28.3%) |
| Vacant Housing Units | 14 (23.3%) |
| Median Home Value | $287,500 |
| Average Home Value | $333,190 |
Housing Distribution
Address Breakdown
Residential
63
Single Family
63
Multi-Family
0
Businesses
1



Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1999
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80745, Padroni, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 60 (100%) |
| Owner Occupied HU | 29 (48.3%) |
| Renter Occupied HU | 17 (28.3%) |
| Vacant Housing Units | 14 (23.3%) |
| Median Home Value | $287,500 |
| Average Home Value | $333,190 |
Housing Distribution
Address Breakdown
Residential
63
Single Family
63
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices







