20932 Highway 35SweenyTX77480
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 20932 Highway 35, Sweeny, TX, 77480 in Sweeny. Priced at $161,000, it generates $2,011/mo in gross rent and $866/mo in net monthly cash flow, a 14.99% yield that comfortably supports the 2.78 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,396. Five-year appreciation: $44,481. Equity from principal paydown: $1,483/yr. Total projected cumulative return: $117,476.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 6.2% |
| Monthly Cash Flow | $866 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,011 |
| Total Monthly Debt Service | $1,081 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1942
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77480, Sweeny, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,645 (100%) |
| Owner Occupied HU | 2,409 (66.1%) |
| Renter Occupied HU | 739 (20.3%) |
| Vacant Housing Units | 497 (13.6%) |
| Median Home Value | $232,921 |
| Average Home Value | $286,449 |
Housing Distribution
Address Breakdown
Residential
2,989
Single Family
2,686
Multi-Family
303
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1942
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77480, Sweeny, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,645 (100%) |
| Owner Occupied HU | 2,409 (66.1%) |
| Renter Occupied HU | 739 (20.3%) |
| Vacant Housing Units | 497 (13.6%) |
| Median Home Value | $232,921 |
| Average Home Value | $286,449 |
Housing Distribution
Address Breakdown
Residential
2,989
Single Family
2,686
Multi-Family
303
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices